Mobirise Website Builder

Your property is not an internet listing.
We sell it behind closed doors.

Off-market transaction specialists in Madrid.

We screen investors under strict Non-Disclosure Agreements (NDAs) to protect your identity and maximize your property's value without leaving a digital footprint.

5+

YEARS OF EXPERIENCE

Our Policy

Your privacy is our highest priority.

Discreet & Silent Sales

We maximize the value of your property through private portfolios and targeted off-market strategies, avoiding public exposure.

Asset Protection

We shield your operations with NDAs and expert legal structuring, ensuring a completely confidential process.

Our Services

Exclusive services, confidential results.

Private Valuation & Sales

Discover the true value of your property with absolute discretion. We match your property with pre-qualified investors from our private network, selling without public listings.

Mobirise Website Builder

Legal Advisory & Shielding

Total privacy at every signing. We structure NDAs, review contracts, and protect your identity and interests, ensuring completely confidential and legally secure transactions.

Mobirise Website Builder

Inheritance & Estates

We handle the entire bureaucratic process during delicate times. From obtaining certificates to asset allocation, changing ownership at the Registry, and settling taxes.

Mobirise Website Builder

Our Philosophy

Transparency in every step.

We combine effort, honesty, and legal experience to protect your assets.

We created a young and approachable agency in Madrid because we know that behind every home is a story, a dream, or a moment of change. We work with honesty, applying technology and legal rigor, without losing sight of what matters most: your peace of mind and the maximum benefit for your assets.

FAQ

Questions and Answers

Frequently Asked Questions

Banks usually finance up to 80% of the appraisal or purchase value. You need to have the remaining 20% saved, plus an additional 10% to 12% to cover transaction costs (taxes, notary, registry, and agency fees). In total, between 30-32% of the property price.

If it is a second-hand home, you pay the Property Transfer Tax, which in the Community of Madrid is 6% (with reductions for large families or under 35s under certain conditions). If it is a new build, you pay 10% VAT plus 0.75% Stamp Duty (AJD).

It is the official document from the Property Registry that tells us who the real owner of the house is and, most importantly, if it has outstanding charges such as previous mortgages, embargoes, or unpaid debts. We review it thoroughly before any reservation.

The FEIN (European Standardised Information Sheet) is the document where the bank gives you the final conditions of your mortgage. By law, in Madrid, there is a mandatory 10-calendar-day reflection period from the moment the bank uploads it to the notary platform. During that time, signing the deed is prohibited; it is a period designed for you to review the conditions, go to the notary to clear up doubts for free, and sign with total security.

The usual time in Madrid is between 45 and 60 days. This time is spent on the formal approval of the mortgage by the bank, the 10-day FEIN transparency period, and the notary's schedule.

It is the Technical Building Inspection (Building Evaluation Report). In Madrid, it is mandatory for buildings over 30 years old. It is crucial to know if it has been passed and if the result was "favorable" to avoid structural surprises or millionaire extra community fees.

By law, the bank assumes the agency, notary, and registry fees. You only have to pay the property appraisal (between €300 and €600) and the opening commission if your bank applies one.

Everything that stays in the home must be reflected in writing in an inventory annexed to the earnest money contract (arras). If it is not explicitly signed, the seller could legally take it before handing over the keys.

BUILDING CONTRACTORS TO DELIVER EXCELLENCE EVERY TIME

Mobirise Website Builder
Mobirise Website Builder
Mobirise Website Builder
Mobirise Website Builder
Mobirise Website Builder
Mobirise Website Builder
Mobirise Website Builder
Mobirise Website Builder
Mobirise Website Builder

Contact Us

Your home in good hands, write to us.

Location

We await you in the heart of Madrid.

Come visit us and let's plan your next step together.

L&M Inmobiliaria

© Copyright 2026 SEO-Invoke | Marketing Agency - All Rights Reserved